FCA UK Regulation Exam Practice 2025 – Complete Preparation Guide

Consumers can verify if a firm is registered with the FCA by checking the FCA's online register. The FCA maintains an official, publicly accessible online database that lists all firms that are authorized or regulated by them. This register provides current and comprehensive information about a firm's status, including whether it is permitted to operate in specific financial services and the scope of its activities.

Using the online register is a reliable method, as it contains up-to-date records and includes details on firms that may have been subject to disciplinary actions or changes in their registration status. This direct approach minimizes the risk of receiving inaccurate information, as consumers can access the source directly rather than relying on third-party interpretations.

While contacting the firm directly might yield some information, it is not always definitive or trustworthy, as firms may present themselves in a favorable light. Reviewing financial news may provide context about a firm’s reputation but does not confirm regulatory compliance. Consulting a financial advisor could offer guidance, but this method relies on the advisor's knowledge, which may not be comprehensive or current regarding FCA registrations. Therefore, the most accurate and straightforward way for consumers to verify a firm's FCA registration is through the FCA's online register.